Description
Every method on New Money Playbook comes with arithmetic. This is that arithmetic, already built.
Ten tabs in one file. Amber cells are where you type; grey cells are formulas that do the work. Nothing is locked, there are no macros, and it is your copy to change.
What is inside
- Monthly Budget — a zero-based budget. Every dollar gets a job until “left to assign” reads $0.00.
- Biweekly Paychecks — funds a full month from two paychecks, lists all 26 paydays from the one date you enter, flags your two three-paycheck months and pre-assigns those extra checks.
- Shared Budget — splits shared bills in proportion to two incomes, and shows what each person keeps as a percentage of their own money.
- Sinking Funds — 23 categories ready to use, annual cost divided by the months until it is due, with a single payday transfer figure at the bottom.
- Debt Payoff — enter your debts once and see them ranked by snowball and by avalanche side by side, what each one costs you in interest this month, and how long the minimum alone would take.
- Income Buffer — for irregular income: sets the buffer target, the steady wage you pay yourself, and tracks twelve months of the balance.
- Rent Calculator — your all-in housing cost against the 25% / 30% / 35% bands, measured on take-home pay rather than gross.
- Grocery Tracker — the four-week receipt method, split into food, household, personal care and other, ending in a monthly figure and a cost per meal.
- 8-Step Progress — the eight steps in order, with where you are on each.
- 30-Day No-Spend — a day-by-day grid, built to print on one page, that totals what the month kept.
How you get it
Add it to your basket and check out. The download link appears on the confirmation page straight away and is emailed to you as well.
This kit is general information, not financial advice. It does not know your situation, your tax position or your jurisdiction.
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